Injuries resulting from car accidents can be devastating, both physically and financially. If you have been injured in a car accident in Maryland, it is essential to take the necessary steps to protect your health and your legal rights. This blog outlines the steps you should take in case of a car accident injury in Maryland.
1. Report the Accident
In Maryland, the law requires you to report an accident to the police if the accident resulted in injury, death, or property damage exceeding $500. Failure to report the accident may result in a citation or fine.
When you report the accident, provide a detailed account of what happened, including the time, location, and any injuries sustained. The police will create a report you can use as evidence when filing a claim.
2. Seek Medical Attention
Even if you feel fine, it is essential to get checked by a medical professional. Some injuries may not be apparent immediately but may worsen over time.
Seeing a doctor ensures that any injuries are diagnosed and treated promptly. If you delay seeking medical attention, the insurance company may argue that your injuries were not caused by the accident.
3. Collect Evidence
Collecting evidence is crucial when filing a car accident injury claim. Take photos of the accident scene, including the damage to the vehicles, skid marks on the road, and any traffic signs or signals.
Also, take pictures of any visible injuries you sustained. If there were any witnesses to the accident, collect their contact information. Their testimony may be valuable when filing a claim. Keep all medical records and bills related to the injury.
4. Notify the Insurance Company
Notify your insurance company of the accident as soon as possible. Provide them with a copy of the police report, any medical bills, and evidence gathered from the accident scene.
Your insurance company will investigate the accident and determine if you are eligible for compensation. If the other driver caused the accident, you may file a claim with their insurance company.
5. File a Claim
If you are eligible for compensation, file a claim for damages. This includes compensation for medical expenses, lost wages, and pain and suffering.
In Maryland, there are two types of claims: Personal Injury Protection (PIP) claims and third-party claims. PIP claims cover medical expenses and lost wages, while third-party claims are filed against the at-fault driver’s insurance company.
6. Hire a Car Accident Lawyer
Hiring a car accident lawyer can help protect your legal rights and ensure you receive fair compensation for your injuries. A car accident lawyer can help you navigate the complex legal process, negotiate with insurance companies, and represent you in court if necessary. They can also help you determine the value of your claim and ensure that you receive compensation for all damages incurred.
Final Thoughts
Car accidents can be traumatic and result in devastating injuries. If you have been injured in a car accident in Maryland, it is essential to take the necessary steps to protect your health and your legal rights.
Report the accident to the police, seek medical attention, collect evidence, notify the insurance company, file a claim, and hire a car accident lawyer. These steps will help you receive fair compensation for your injuries.
If you have been injured in a car accident, don’t go through it alone. Let Hennessy Law, LLC assist you. Our experienced personal injury attorney in Maryland has the knowledge and experience to help you navigate the complex legal process and get the compensation you deserve. Contact us today for more information.
